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Get to know our lending manager: Ryan Kelly

At EuroCrest Bank, relationships are at the heart of everything we do; whether it is with our customers, broker partners, or the expert colleagues who power our business behind the scenes. Ryan Kelly, one of our Lending Managers, is a key part of that story.

With a background in commercial property finance, Ryan brings a fresh, forward-thinking approach to each deal. He focuses on understanding the aspirations of businesses and supporting them throughout the lending process.

Here’s a quick Q&A to learn more about Ryan, his journey and what drives him.

What brought you into lending and to EuroCrest Bank?

After almost a decade as a commercial property finance broker, I wanted a new challenge while staying within the property finance industry. Moving into lending with EuroCrest Bank gave me the perfect opportunity to do just that.

What do you love most about working with brokers and SMEs?

I enjoy learning about what customers are planning now and what they want to achieve in the future Being able to support that journey and provide clarity throughout the process is very rewarding.

Is there something unique or unexpected in your background that shaped your career?

I was fortunate to join an apprenticeship programme that gave me the chance to work at a property finance brokerage and I haven’t looked back since.

What makes a deal stand out to you?

The standout deals are those that help a borrower grow their business or portfolio and create the potential for repeat business in the future. Those feel truly impactful.

What’s the most rewarding part of completing a deal?

A satisfied customer who values the service they’ve received and wants to continue working together on future projects. That repeat trust means everything.

What sets EuroCrest Bank apart from other lenders?

We assess every application on its individual merits. We pride ourselves on being commercially minded and making decisions that are tailored to the customer’s circumstances, not completing a tick-box exercise.

What have you learned from working with brokers?

Transparency and communication are key. Keeping brokers updated at every stage and being open about any challenges help build stronger, long-lasting relationships.

How do you like to spend time outside of work?

I enjoy playing 5-a-side football and I’m an avid Birmingham City fan and season ticket holder. Watching matches is a big part of my life. I also love travelling to new places and have a keen interest in cars and motorsport events. At home, I like to unwind with a book, a comedy film, or a TV show.

Whether it’s Ryan’s background as a broker, his commitment to long-term relationships, or his enthusiasm for supporting businesses, he brings energy and insight to every deal.

If you’re a broker or business looking for a lending partner who supports you every step of the way and would like to discuss a potential lending opportunity, Ryan would love to hear from you.

Get in touch with Ryan: ryan.kelly@eurocrestbnk.com

Connect on LinkedIn: Ryan Kelly | LinkedIn

Learn more about our flexible bridging loan solutions and how we can support your needs.

Lending is subject to status, eligibility and affordability checks. Terms & Conditions apply.


Steve Pateman
CHAIR OF THE BOARD

Steve has had an extensive executive career in banking, leading corporate and commercial banking businesses at RBS/NatWest, managing Santander’s UK banking businesses and as CEO of Shawbrook Bank, Hodge Banking Group and most recently successfully leading the banking licence application for StreamBank.

He is a non-executive Director at Bank of Ireland both in the UK and Dublin and Thin Cats, a specialist SME lending business and is retained as an advisor to Black Lion Ventures. He was previously President of the Chartered Banker Institute.

Steve took up the role of Chair at EuroCrest Bank in November 2024, having served as an Investor Non-Executive Director since January 2024.